The wallet lets ChatGPT Pro users in the US approve agent purchases with biometric checks and tokenized card details.

OpenAI has started rolling out ChatGPT Wallet for its Dots AI agents. ChatGPT Pro subscribers in the US who are 18 or older can add eligible American Express, Chase, Mastercard, and Visa cards from US issuers. Dots agents can then make purchases in response to prompts, but each checkout requires user review and biometric verification before OpenAI approves the transaction.

OpenAI launched its Dots AI agents platform earlier this year and now adds a payment layer for those agents. The company limits the initial rollout to ChatGPT Pro subscribers in the US who are 18 or older and use a US billing address. OpenAI says the wallet will not share a user’s actual card information with a Dots agent or with the merchant.

Builders and operators gain a payment flow that substitutes card details with a token and requires biometric approval for every purchase. The design keeps card data away from the agent and the merchant while preserving a human check at checkout. Retailers and payment systems must still recognize agent-initiated orders, and some sites restrict or block AI agents outright.

OpenAI expects users to delegate purchases entirely to their agents by setting spending limits, purchase categories, or time periods and pre-approving those orders. The company also says websites need to avoid blocking agents and payment systems need to recognize legitimate agent purchases. Amazon blocked Meta’s Muse agents earlier this year, so merchant acceptance remains a key variable.

What matters

• OpenAI is rolling out ChatGPT Wallet to US ChatGPT Pro subscribers aged 18 and older with eligible cards.
• Builders gain a payment rail that replaces card data with tokens and requires user approval for each checkout.
• OpenAI plans to add spending limits and pre-approved agent purchases, while some retailers still block agents.

Why it matters

OpenAI plans to add spending limits and pre-approved agent purchases, while some retailers still block agents.

This GenAI News article was prepared in original wording using reporting and materials published by The Verge. Source reference: https://www.theverge.com/ai-artificial-intelligence/1033425/openai-chatgpt-wallet.

Drafted by the GenAI News review pipeline.